The Master Commissioner sells property which has been ordered to be sold by the Circuit Court. In McCracken County there are three Circuit Court Judges, Judge Cynthia Sanderson, Judge Craig Z. Clymer, and Judge Timothy Kaltenbach. The Master Commissioner’s Office is operated under the auspices of the Kentucky Administrative Office of Courts.
The Master Commissioner does not have a list of foreclosed properties or properties that are currently in the process of being foreclosed. Once a property has been ordered sold, the Commissioner will open a file to sell the property. In McCracken County the Plaintiff or the person who has brought forth the claim must pay a $600.00 deposit to schedule a sale. Sales are generally held on the last Monday of the month with the exception of December. There are no sales held in December; the monthly date may be changed if there are conflicts with holidays or other reasons for changing the sale date. Once a sale is set, the properties for sale will be advertised in the Paducah Sun for three weeks prior to the sale in the Friday paper in the Classified Section.
An appraisement will be made on each of the properties being sold in a foreclosure action. These will be available on this web site one week prior to the sale. The appraisement is made by two disinterested realtors, and consists of a “drive by” appraisal using information on the property’s sales history and research on comparable properties in the neighborhood. The Master Commissioner does not have access to the home and cannot grant others access to the home, therefore the quality of the interior is not known.
Sales are made in the west wing of the Courthouse on the southern stairs and begin at 1:30 p.m. After a call to order is made, the Commissioner will then read the address of the proposed property and the Case Name which ordered the sale. If an appraisement is required in the case the appraisement amount and the amount to defeat the Right of Redemption will also be read. The Master Commissioner then entertains bids and the highest bidder is the purchaser.